होम लोन आवश्यक डॉक्युमेंट्स चेकलिस्ट, प्रोसेसिंग फी, शुल्क

नवीन घरांसाठी:
 

• अलॉटमेंट लेटर / खरेदीदार करारांची कॉपी
• डेव्हलपरला अदा केलेल्या पेमेंटच्या पावत्या

रिसेल होम करिता:
 

• प्रॉपर्टी डॉक्युमेंटच्या मागील चेनसह टायटल डीड्स
• विक्रेत्यास अदा केलेल्या सुरुवातीच्या पेमेंटची पावती
• विक्री कराराची कॉपी (आधीपासूनच अस्तित्वात असल्यास)

घर बांधण्यासाठी:
 

• प्लॉटचे टायटल डीड्स
• प्रॉपर्टीवर कोणताही भार नसल्याचा पुरावा
• स्थानिक प्राधिकरणांनी मंजूर केलेल्या प्लॅनची कॉपी
• आर्किटेक्ट / सिव्हिल इंजिनीअर द्वारे बांधकामाच्या अंदाजित खर्चाचे डॉक्युमेंट

• स्वत:च्या योगदानाचा पुरावा
• सध्याचा रोजगार एक वर्षापेक्षा कमी असेल तर रोजगार करार / नियुक्ती पत्र
• कोणत्याही चालू लोनचे रिपेमेंट दर्शविणारे मागील 6 महिन्यांचे बँक स्टेटमेंट
• सर्व अर्जदार / सह-अर्जदारांचे पासपोर्ट आकाराचे फोटो ॲप्लिकेशन फॉर्मवर जोडलेले आणि त्यावर सही केली असली पाहिजे.
• एच डी एफ सी लि. च्या नावे प्रोसेसिंग फी चा चेक.

Before submitting a Home Loan application, customers are encouraged to consider the following to help ensure a smoother assessment process:

1. Ensure that repayments on existing loans and credit card facilities are regular and that there are no significant overdue amounts, defaults, settlements, or write-offs reflected in credit bureau records.
2. Review your credit bureau report and credit score, as these form an important part of the Bank’s credit assessment process.
3. Ensure that income, employment/business, and other supporting documents required for assessment are available and up to date.
4. Ensure that the information and documents provided in the application are complete and accurate to facilitate timely processing.
5. Verify the availability of requisite property and ownership documents before applying, as deficiencies in documentation or issues identified during the Bank’s legal and technical assessment may impact the processing of the loan application.
6. Ensure that the property proposed to be mortgaged is free from material legal, title, or ownership-related issues that may affect the Bank’s ability to create a valid mortgage on the property.
7. Ensure that title documents are not tampered with, mutated, torn, damaged, laminated, or otherwise affected in any way that may render them illegible or prevent the authenticity of the documents from being checked.
8.  Verify the availability of all statutory approvals, sanctioned building plans and building permissions.

अस्वीकृती:

Important Note: Submission of a Home Loan application does not guarantee sanction of the loan. All applications are subject to the Bank's prevailing credit, legal, technical, valuation, fraud-risk and policy assessment criteria. Processing fees, once paid, are non-refundable irrespective of the outcome of the application.