Apply for Home Loan Online in Himachal Pradesh
- Approval in 4 Simple Steps
- Minimal Documentations
- Customized Repayment Options
Step into your dream home in Himachal Pradesh with HDFC Bank’s affordable and flexible home loan solutions. Whether you’re planning to buy a city apartment, build a home in a developing area, or invest in property for the future, HDFC Bank offers customised home loans tailored to your needs across Himachal Pradesh.
With attractive interest rates, easy documentation, and swift approvals, HDFC Bank makes your home-buying journey smooth, from start to finish.
Competitive Interest Rates: Attractive rates that help keep your Home Loan EMIs affordable in Himachal Pradesh.
Find a Branch near you, Or Save a trip to your branch by checking our online facilities below
Incase you are located in a country where we are not present, please share your details here and we will get in touch with you.
HDFC Bank LTD., Shop No-5 , Main Chowk, Chotta Shimla Shimla Himachal Pradesh 171002
Tel No.: 1800 210 0018
MONDAY TO FRIDAY 10:00 AM - 04:00 PM. CLOSED ON 2ND & 4TH SATURDAY OF EVERY MONTH.
Grover Cottage,Kasumpti Road, Chota Shimla,Opposite Brockhurst Cottages Shimla Himachal Pradesh 171009
Tel No.: 1800 210 0018
09:30 AM - 03:30 PM 2nd and 4th Saturday Holiday
All rates are benchmarked to Policy Repo Rate. Current applicable Repo Rate = 5.25%
| Special Housing Loan Rates for Salaried & Self Employed (Professionals & Non-Professionals) | |
|---|---|
| Loan Slab | Interest Rates (% p.a.) |
| For All Loans* | Policy Repo Rate + 2.50% to 7.95%= 7.75% to 13.20% |
For home loan approval, you need to submit the following documents for applicant / all co-applicants along with the completed and signed Loan application form.
| A | Sr.No. | Mandatory Documents | ||
|---|---|---|---|---|
| 1 | PAN Card or Form 60 (If the customer does not have a PAN Card) | |||
| B | Sr.No. | Description of Officially Valid Documents (OVD) that can be accepted for establishing the legal name & current address of Individuals*[Any one of the following documents can be submitted] | Identity Proof | Address Proof |
| 1 | Passport, the validity of which has not expired. | ✅ | ✅ | |
| 2 | Driving license which has not expired. | ✅ | ✅ | |
| 3 | Election /Voters identification card | ✅ | ✅ | |
| 4 | Job card issued by NREGA duly signed by the officer of the State Government | ✅ | ✅ | |
| 5 | Letter issued by the National Population Register containing details of name, address. | ✅ | ✅ | |
| 6 | Proof of possession of Aadhaar Number (to be obtained voluntarily) | ✅ | ✅ |
A document mentioned above shall be deemed to be an OVD even if there is a change in the name subsequent to issuance provided it is supported by a marriage certificate issued by State Government or Gazette notification, indicating such a change of name.
100% Digital
Flexible Repayment
Quick Processing
24/7 Assistance
All rates are benchmarked to the Policy Repo Rate. Current applicable Repo Rate = 5.25%
Policy Repo Rate + 2.50% to 7.95%= 7.75% to 13.20%
Interest rates vary based on your credit score, income profile, and loan amount. Check the latest rates on the HDFC Bank website.
Home Loans for purchase of a flat, row house, bungalow from private developers in approved projects.
Home Loans for purchase of properties from Development Authorities such as DDA, MHADA etc.
Loans for purchase of properties in an existing Co-operative Housing Society or Apartment Owners' Association or Development Authorities settlements or privately built-up homes.
Loans for construction on a freehold / lease hold plot or on a plot allotted by a Development Authority.
Expert legal and technical counselling to help you make the right home buying decision.
Integrated Home Finance branch network for availing and servicing the Home Loans anywhere in India.
Special arrangement with AGIF for Home Loans for those employed in the Indian Army. To know more, click here
Home loan approval in 4 simple steps.
Tailor-made home loans to suit your requirements.
Apply with minimal documents, save time and effort.
Connect with us on Chat, WhatsApp anytime, anywhere
Login to your account to conveniently manage your loan.
Visit the HDFC Bank Home Loan section.
The benefits of applying for a home loan in present times
A Quick Guide For First Time Home Buyers In India
Applying for a home loan - online vs offline
Looking For A Housing Loan? Know About The Various Kinds Of Loans Available.
HDFC | Claim The Freedom
Tailor-made Repayment Schemes
Be Anywhere, Buy Anywhere and Pay Anywhere
Online Access to your Home Loan Account
